Serving individuals and businesses since 2002

Our firm offers bankruptcy as well as NON-bankruptcy solutions for its clients. Our law firm is a “Collection Defence, Negotiations and Settlement Agency” pursuant to 11 U.S.C. §101(12A). Our firm proudly offers an innovating NON-bankruptcy Collection Defence, Negotiations and Settlement program that we call:

“We deal with Your Creditors, One Account at a time.”

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Our Commitment to you as a Client

Dedication and attentiveness to your cause.

High quality of work at competitive rates.

Ability to speak directly to your attorney.

Billing only for the actual work done.

You can come to us or we can travel to you.

WHY US?

Our clients choose us over the competition because our negotiating approach is much better than competitors’ approach to dealing with “all accounts at the same time.” Our approach is more cost-effective, predictable, and, if the debt is settled, binding on creditors.

Our Approach is Cost-Effective and Highly Competitive

Our Firm

For the simple fee of only $380.00 per account, our firm will get engaged with that specific creditor in an attempt to reduce or restructure that specific account (remember “one account at the time”). We will also analyze your entire financial situation and provide you with recommendations master-tailored to your specific facts.

Competition

By contrast, the competition will charge you monthly payments on all of your accounts, regardless of whether they settle or not. You might end up paying more in installment payments than in settled amounts.

If our negotiation results in your creditor agreeing to reduce the balance on that specific account, we will charge you 10% of the reduction amount or $380.00, whichever is higher (with you receiving full credit for the $380.00 that you pay at the beginning of representation). If we cannot strike a deal with that creditor, then no other fees will be charged. In either case, you will greatly benefit from this representation because you will know your creditor’s exact position on that particular account and have an explanation of the alternatives available to you on this and the other accounts.

Our Approach is Predictable

Our Firm

You know precisely what you pay for and how much. You know exactly the creditor we work with and the corresponding account. If a lawsuit is filed against you, we, as the law firm, will discuss your options and prospects of representation in defending a particular lawsuit or filing for bankruptcy.

Competition

If some of your creditors will not settle, nothing will stop them from suing you in court, thus ruining the overall effect of settling other debts. 

Our Approach Strives to Ensure That any Settlement is Binding on the Creditor.

Our Firm

As a law firm, we can certainly discuss various options that include defending you in court or file for bankruptcy. All your communications with us are secure and confidential, protected by the attorney-client privilege. When we reach settlements, we make sure that those settlements have a binding effect in law.

Competition

Most of the competitors are not law firms and will not defend you in court or represent you in bankruptcies.

The below calculator and schedule of payments are for illustration purposes. It is not indicative of your particular account, the outcome of negotiation on each of your particular account or the amount, and the period of repayment the creditor will or will not settle on each of your particular account.

NON-bankruptcy - Collection Defence, Negotiations and Settlement Calculator

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The Law Offices of D. Merrit & Associates will negotiate with your creditors, ONE DEBT AT A TIME.

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YOUR FEES AND COSTS

For the simple fee of only $380.00 per account, our firm will get engaged with that specific creditor in an attempt to reduce or restructure that specific account.  We will also analyze your entire financial situation and provide you with recommendations master-tailored to your specific facts.

If our negotiation results in your creditor agreeing to reduce the balance on that specific account, we will charge you 10% of the reduction amount or $380.00, whichever is higher (with you receiving full credit for the $380.00 that you pay at the beginning of representation). If we cannot strike a deal with that creditor, then no additional fees other than the initial $380.00 will be charged. In either case, you will greatly benefit from this representation because you will know your creditor’s exact position on that particular debt and have an explanation of the alternatives available to you on this and the other accounts.

Most importantly, because we are the law firm, your communication with us is completely and totally confidential, protected by the attorney-client privilege.

So remember, for the low price of $380.00, you can start dealing with your creditors today, ONE ACCOUNT AT THE TIME.

DISCLAIMER

This contemplated representation does NOT cover any and all litigation attorney’s fees and costs if the legal proceeding has been instituted against you. Such representation will require a separately executed retainer agreement. The contemplated representation does not cover (a) any costs related to dealing with your accounts; (b) any fees and costs of legal proceedings presently pending or commenced in the future; (c) appeals of the decision rendered by a court or (d) proceeding(s) not reasonably anticipated at this time. Any aforementioned and other unrelated representations will require a separately executed retainer agreement. It will be your responsibility to timely reimburse this office for the aforementioned costs incurred during the representation. No guarantee, warranty, or promise is made as to the outcome of this matter.

Practice Areas

Working Hard to Protect Your Rights

Bankruptcy Law

If you are overwhelmed with debt and trying to find a way out, we might just be the answer you’re looking for. If you are a creditor and a borrower has filed for bankruptcy, we assist in recovering the maximum amount possible, depending on the facts of each case.

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Evictions, Real Estate, Business, Commercial Litigations

As a part of our real-estate related services, we offer representation of tenants and landlords in evictions and unlawful detainers. We help in business formation and compliance and litigations.

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Foreclosures

Our firm offers representation in Judicial and Non-Judicial foreclosures, loan modifications and is well equipped to swiftly oppose wrongful foreclosures.

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Tax Disputes

We analyze clients’ financial statements and tax returns and render opinions on available programs and mechanisms to deal with those tax issues.

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Personal Injury Law

Our firm offers representation in automobile accidents and injuries resulted from negligence of other parties.

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Debtors/Creditor’s Rights

We provide representation in the areas of consumer protection and civil judgement enforcement law.

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Dedication, Commitment, Trustworthiness

Our Commitment to you as a Client

  • Competitive and fair prices for a high quality of work​​.
  • Dedication and attentiveness to your cause.
  • Easy accessibility to speak to your attorney when needed.
  • Only charging for the actual work done.
  • You can come to us, or we can come to the place convenient for you.
14205 S.E. 36th Street, Suite 100, Bellevue, WA, 98006
Monday – Friday from 9:00 A.M. – 5:00 P.M

‪360.322.4511‬

First Free Legal Consultation

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    What Our Clients Say

    Provided by Attorney Rating Website - avvo.com
    This guy saved my life!Posted by Brian - avvo.com

    I knew nothing about the bankruptcy process and was hesitant and a little scared. Dmitry came out to meet with me, we had a cup of coffee and the next thing I knew, with a few questions he had filed for my chapter 13. He saved my house and with his tremendous experience dealing with the IRS, he was able to correct an IRS debt that i didn't really owe. Trust me, you want this guy on your side.

    Saved my house!Posted by Maria G - avvo.com

    This bankruptcy attorney is great! I was on the verge of being evicted and my house was in process of foreclosure. Dmitry explained everything in detail, explained all my options and recommended the best course of action. He saved my house and decreased my debt significantly, for which I’m very grateful. Highly recommend this bankruptcy attorney.

    Expert in bankruptcy mattersPosted by Alberto - avvo.com

    When my wife and I hired Dmitry to help us, we knew nothing about bankruptcy practice. Mr Merrit was very thorough in explaining to us all the steps and pretty much held our hand until the end of road, which had a very positive outcome. He is not only an expert in what he does, but also very compassionate and understanding person. Highly recommend doing business with him (in fact we already recommended him to our friends)

    Great Bankruptcy attorneyPosted by Natalie - avvo.com

    Very knowledgeable. Easy to communicate with. Always easy to reach. Explains everything and helps choose the best alternative for the client, not just to charge more money.

    About the Founder.

    DMITRY MERRIT, Esq., has been a practicing attorney since January of 2002. Dmitry Merrit is admitted to practice law and in good standing with the state bars of New York and Washington State. Dmitry Merrit is also admitted with the U.S. District Courts for the Western District of Washington, Southern District of New York and Eastern Districts of New York.

    In May of 2001, Dmitry Merrit received his Juris Doctor Degree from RUTGERS UNIVERSITY SCHOOL OF LAW, CAMDEN NJ.

    In June of 1998, Dmitry Merrit received his Bachelor of Art Degree in Law & Society from UNIVERSITY OF CALIFORNIA AT SANTA BARBARA. He also completed course-work for the 2nd major in Accounting.

    Dmitry Merrit represents numerous Creditors and Debtors in bankruptcy cases, contested matters and adversary proceedings in Chapter 7; 11 and 13 bankruptcy proceedings. He advises, provides title review and assists in drafting loan and contract documents in real estate transactions involving “hard money” and business financing. He guides, supervises, instructs and performs statutory compliance to the foreclosure trustee company in its every aspects of foreclosure proceedings. He assists borrowers in loan modifications and foreclosure defense. He drafts contracts and instruments in various business arrangements and transactions.

    Prior to starting his own practice, Dmitry Merrit served as Bankruptcy, Foreclosure Attorney/Managing partner with the Law Offices of Khodorovsky & Merrit (Multistate Professional Practice: New York Branch). In his position, Dmitry Merrit assisted in representing debtors and creditors in hundreds of Chapter 7, 11 and 13 bankruptcy cases, adversary proceedings and appeals. He drafted and argued bankruptcy appeals in the U. S. Bankruptcy Appellate Panel for the Ninth Circuit. He represented corporate creditors in a few publicized chapter 11 cases. He has also been involved in assisting legal counsel in representing debtors-in-possession in numerous chapter 11 cases.

    Prior to working for the Law Offices of Khodorovsky & Merrit, Dmitry Merrit worked as a Tax Associate for Andersen (Arthur Andersen LLP), Tri-State Office. While at Andersen, Dmitry Merrit participated in developing tax saving techniques for the clients involved in Chapter 11 Bankruptcy Cases. He performed tax compliance work for the multiple path-through entities, REITs, individuals with the multistate sources of income.

    During the third year of law school Dmitry Merrit did a non-paid Externship/Clerkship for the Honorable Gloria Bums, bankruptcy judge in the U.S. Bankruptcy Court, District of New Jersey, Camden, N.J. Prior to the judicial externship/clerkship, Dmitry Merrit clerked for the Chapter 7 Standing Bankruptcy Trustee in the District of New Jersey.

    OTHER QUALIFICATIONS: Memberships: Member of Washington State Bar Association, NYSBA and NYCBA.

    Law School Scholastic Achievements: Top Student in Advance Bankruptcy Chapter 11 Course; Top Student in Corporate Tax Course.

    Law Offices of D. Merrit and Associates
    14205 S.E. 36th Street
    Bellevue, WA 98006
    ‪360.322.4511
    [email protected]